How Will Buying or Leasing a Car Affect My Mortgage?

Should you lease a new car, or should you buy one? Like most financial questions, the answer depends on your situation. For some people, leasing a car presents distinct economic advantages. For others, buying a car is the way to go. Continue reading “How Will Buying or Leasing a Car Affect My Mortgage?”

Tax Tip : What Are You Going To Do with your Tax Refund?

The typical U.S. taxpayer will receive roughly $3,000 in federal income tax refunds this year — an average of $250 per month. So, what would you do with an extra $250 monthly? This segment from NBC’s The Today Show offers some advice. Continue reading “Tax Tip : What Are You Going To Do with your Tax Refund?”

Boost Your Credit Score For Better Mortgage Rates

Are you in the process of buying a home or refinancing your current mortgage? Are you getting an FHA loan, or a Conventional loan? What is your credit score? Before a loan officer quotes a rate, these are the questions they will ask.

Will Home Values Rise in 2012?

Will your home gain value over the next 12 months? Nobody can know for sure, of course, but should recent housing trends continue, there’s concrete cause for optimism.

The housing economy has suffered since 2007, knocking home values down nearly 20% nationwide. Here in Sacramento, the hit has been much larger (30% to 50%). And while some areas have fared better as compared to others, in general, home values are down. Continue reading “Will Home Values Rise in 2012?”