Tag Archives: FHFA

Coming Soon : New, Mandatory Loan Fees For All Conforming Mortgages

New g-fees threaten low mortgage ratesBeginning as soon as next week, new, mandatory mortgage fees will push mortgage rates higher throughout Sacramento and nationwide. Fannie Mae and Freddie Mac are raising their respective “guarantee fees”.

Guarantee fees are fees that mortgage-backed securities providers charge to lenders for mortgage-related services including the bundling, selling and reporting of mortgage-backed bonds.  Read the rest of this entry »

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Posted by on September 7, 2012 in The Economy


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California Home Values up 4% – What About Sacramento?

The housing market recovery appears to turning the corner, but Sacramento is behind the curve and still playing catch-up.

According to the Federal Housing Finance Agency’s Home Price Index, home prices rose by a seasonally adjusted 0.7 percent between May and June 2012. The index is now up 3.0% over the past 12 months, and made its biggest quarterly gain since 2005 last quarter. Read the rest of this entry »

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Posted by on August 28, 2012 in Housing Analysis


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