Take Advantage of 2012 Tax Breaks Courtesy of The Fiscal Cliff Negotiations

2012 Tax Breaks!

2012 Tax Breaks!

There was plenty of discussion and debate leading up to the New Year’s looming “fiscal cliff”. Ultimately, the event was avoided (for now), but not before legislation was passed which may benefit homeowners in Sacramento and nationwide.

If you have yet to file your 2012 taxes, take a minute to review the tax limitations and credit extensions, which Congress passed through the HR 8 legislation. You’ll want to make sure you’re paying the proper tax bill come April 15. Continue reading

Should I Lock Or Float This Week : December 17, 2012

This so-called fiscal cliff is leaving mortgage rate shoppers shaking their heads? First, we are being told, if our congress allows us to fall over that cliff, it will equate to a monthly loss of $530, or more than $6000 per year, for many americans. If this were not enough to worry about, my clients shopping for homes, are also facing the uncertainty of what direction mortgage rates will move – Up? or Down? Last week, rates have started to creep up, and up. Continue reading